Are you one of the many people that have a damaged credit profile? These days an increasing number of people have found that their credit is less than perfect, and often this is due to severe financial strains that have resulted in regular missed or late repayments on bills or debts. In the past having damaged credit could put you out of the running altogether when it came to getting finance in the future, and this could make life very difficult.
Things have changed for the better these days for those that have poor credit. That is not to say that getting affordable finance with a bad credit rating is easy, particularly in the current financial climate where many lenders are being more cautious about who they will lend to. However, it is easier than it used to be years ago, and this is good news for the many people that do not have perfect credit profiles.